VISA is one of the “Big Three” Credit Card companies (alongside MasterCard and American Express (AMEX) that is accepted nearly universally at online casinos. These casinos all offer sophisticated encryption algorithms to ensure that you the customer can feel safe with entering your credit card information online.
Also, Visa has state-of-the-art fraud detection services in place which add another layer of protection for casino operators. Visa offers a wide variety of services to its customers, ranging from Credit cards (either issued by them personally or through a banking institution) to backing debit cards.
The Visa credit cards are typically traditional revolving account credit card, which means that you can carry over a balance from month to month, as long as you meet the minimum payment. Of course, you will be charged interest on the remaining balance, which typically ranges from a 9.99% to 29.99% Annual Percentage Rate (APR). Also, if you miss your minimum payment, you may be faced with higher interest rates and/or penalty fees.
The VISA label may also be located on debit cards, which means that the cards are backed by Visa in the event of default. Typically, this also allows the debit card holder to use the debit card as a credit card if the merchant is unable to accept debit cards for some reason. However, this does not mean that there is a credit line attached to these cards (there usually isn’t). You still must have money in your connected account (typically a checking account) in order to make purchases.
VISA also offers an assortment of prepaid card (cards which can have amounts of money loaded on them, usually for a nominal fee, but have no check-writing privileges). These cards are globally available at most major retailers, such as Wal-Mart, Sears and Walgreens.
Though VISA is a globally known credit card payment brand, it has its headquarters in San Francisco, in the United States.